M&A Calculators & Tools
Free tools for business valuation, financing analysis, and deal structuring. Built for SMB professionals.
Valuation Calculator
Calculate business valuation using SDE and EBITDA multiples. Input earnings metrics and get instant valuation estimates based on current industry benchmarks.
Features
- SDE multiple calculation
- EBITDA multiple calculation
- Valuation range analysis
- Industry benchmarking
SBA Loan Calculator
Estimate monthly payments for SBA 7(a) loans. Understand financing options, term variations, and total interest costs for small business acquisitions.
Features
- Loan payment estimation
- Term comparison
- Interest rate scenarios
- Down payment analysis
DSCR Calculator
Calculate Debt Service Coverage Ratio to assess cash flow sufficiency. Determine if your business can support debt financing based on operating income.
Features
- DSCR calculation
- Cashflow analysis
- Lending requirement assessment
- Refinance planning
Deal Affordability Calculator
Determine how much you can afford to pay for a business based on your down payment, available financing, and target returns. Comprehensive deal analysis.
Features
- Max purchase price calculation
- Equity requirement analysis
- Return on investment modeling
- Deal feasibility assessment
Deal Timeline Generator
NewBuild a Gantt-style calendar for your SMB acquisition. Set your start date, adjust each phase, and see realistic closing and earnout milestone dates.
Features
- Visual Gantt timeline
- Adjustable phase durations
- Key milestone dates
- Earnout period modeling
Net Proceeds Calculator
NewEstimate after-tax proceeds from selling your business. Models Form 8594 allocation, §1245 recapture, federal LTCG, NIIT, state taxes, and contingent consideration.
Features
- Asset vs. stock sale comparison
- Form 8594 allocation
- Federal & state tax estimate
- Net cash at close vs. contingent
How to Use These Tools
Input Your Financials
Enter business earnings, revenue, debt obligations, and down payment amounts from your financial statements or target acquisition.
Adjust Assumptions
Customize interest rates, loan terms, multiples, and other variables to match your specific deal structure and market conditions.
Analyze Results
Review valuation ranges, monthly payment estimates, cashflow ratios, and affordability metrics to make informed deal decisions.
Disclaimer
These tools are provided for educational and informational purposes only. Results should not be considered financial advice or official valuations. Always consult with qualified accountants, business brokers, and lenders for specific deal analysis and financing decisions. Past market data does not guarantee future results.